Who we are

Our key strengths

BPCE Equipment Solutions offers a comprehensive range of integrated financial solutions, designed to meet the specific needs of diverse business models. Our approach ensures efficiency, flexibility, and adaptability in an ever-evolving market, helping businesses expand their market presence and unlock new revenue opportunities.

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The meaning of our commitment

Discover BPCE Equipment Solutions’ vision and how we bring it to life through our daily actions and the relationships we build on trust and performance.

Our financing solutions 

We provide customized financing solutions tailored to your business model and your clients’ needs, including: 

  • Loans: secure funding to support growth and investment 
  • Leasing with or without purchase option: preserve capital while accessing the latest equipment 
  • Rental solutions: flexible short- and long-term rental options 
  • Receivables financing: optimize cash flow by converting invoices into liquidity 
  • As-a-Service solutions (including fleet financing): support subscription-based and pay-per-use models 
  • Inventory finance: empower distribution networks and wholesale partners with structured financing 
  • Services (including reporting, insurance…).

A multichannel approach for maximum impact

We work seamlessly with vendors, dealers, end customers, and banking partners to deliver sector-specific financial solutions that drive growth and customer satisfaction.

  • For vendors

    – A full suite of financing solutions to support all business needs

    – A dedicated expert team to assist resellers and dealers

    – Real-time, customized reporting for sales tracking and trend analysis

  • For dealers

    – Strengthen customer loyalty with tailored financial solutions

    – Maximize business opportunities through diverse financial instruments

    – Benefit from back-margin programs to enhance profitability

  • For end clients

    – Access flexible financing options tailored to business needs

    – Preserve cash flow and optimize working capital

    – Improve treasury predictability with fixed or flexible rental plans

  • For banking partners

    – Expand your product portfolio with innovative financing solutions

    – Strengthen relationships with C-level decision-makers

    – Deliver best-in-class financial services to your customers

Driving sustainable growth 

We actively support businesses in their climate transition, helping them achieve sustainable growth while enhancing their competitiveness and environmental impact, as stated in our CSR strategy.

Where do we come from 

Until February 2025, Société Générale Equipment Finance (SGEF) was a subsidiary of SG Group. By joining Groupe BPCE, it became BPCE Equipment Solutions and continues to support businesses with tailored financing solutions.

Groupe BPCE is a French cooperative group providing universal banking and insurance services aligned with the needs of its customers and its cooperative shareholders. It is the oldest French banking group from century-old brands (Caisse d’Epargne created in 1818 and Banque Populaire in 1878).​ 

Now, as part of Groupe BPCE, BPCE Equipment Solutions aims at becoming the leading provider of equipment lease financing in Europe. it belongs to the business unit “Financial Solutions & Expertise”.

To find out more about Groupe BPCE, its activities, its brands or its history.

Our vision  

We build lasting partnerships 

Trust is at the core of everything we do. 

By combining the reach of our international network with the strength of our local presence, we form enduring partnerships that unlock opportunities for success. Backed by Groupe BPCE’s expertise, our integrated solutions ensure clarity, simplicity, and efficiency, creating a seamless experience for your projects at every step. 

We drive meaningful business transitions 

In a world defined by technological and environmental change, we support the business transitions forging the future. Through our commitment to sustainable practices, we empower leaders to embrace new possibilities, tackle challenges, and propel your business forward—always aligned with the critical evolutions of our time. 

We deliver value for your success 

Your success is our priority. 

Beyond equipment finance, we provide customized solutions tailored to your sector’s unique challenges. We accompany you to transform ambitions into tangible achievements, we ensure that your business adapts and thrives—today and in the future. 

Our values, what we stand for and what unites us

Passion • Excellence • Proximity • Innovative spirit • Commitment 

Passion 

We are deeply committed to our mission of supporting businesses through innovative financing solutions. Our teams are driven by enthusiasm, expertise, and a desire to help clients grow and succeed. Passion fuels our dedication to excellence and motivates us to go beyond expectations. 

Excellence 

We strive for the highest standards in everything we do—whether in our financial solutions, customer service, or innovation. Our commitment to excellence ensures that we provide reliable, transparent, and efficient financial solutions that empower businesses and drive long-term success. 

Proximity 

We believe in building strong, lasting relationships with our clients, partners, and stakeholders. With a presence in 24 countries and a deep understanding of local markets, we stay close to our clients, listening to their needs and offering tailored solutions that make a real impact. 

Innovative Spirit 

In a constantly evolving world, we embrace innovation to drive change and create better financial solutions. From digital payments to sustainable financing, we continuously explore new technologies and strategies that help businesses adapt, grow, and thrive in a rapidly changing environment. 

Commitment 

We are committed to supporting businesses in their technological, economic, and environmental transitions. Beyond financial solutions, we prioritize sustainability, responsibility, and long-term partnerships that help clients build a better future for their businesses and communities. 

At BPCE Equipment Solutions, these values are at the heart of everything we do, ensuring that we provide outstanding service, innovative solutions, and a strong partnership for all our clients. 

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Introducing a new member of Groupe BPCE

Discover the world of BPCE Equipment Solutions in 30 seconds flat!