EIB and BPCE Equipment Solutions Polska sign first agreement under €200 million programme to step up financing for SMEs and green transition in Poland 

• New, favourable credit for small and mid-sized firms will support at least €80 million in green projects and some 30,000 jobs.
• Energy efficiency equipment, electric vehicles and charging points, waste treatment, industrial and agricultural machinery among eligible investments.
• Second tranche for BPCE Equipment Solutions Polska to follow in 2027.

The European Investment Bank (EIB) signed a first €100 million loan to BPCE Equipment Solutions Polska under a €200 million agreement to deliver new, favourable credit to small and medium-sized companies in Poland. The financing will benefit enterprises seeking to gain competitive edge and increase productivity, including through pursuing green projects from energy efficiency to waste management. Once fully completed after a second tranche is signed in 2027, the collaboration will have supported at least €80 million in green investment and some 30,000 jobs.

“The attractive EIB financing allows BPCE Equipment Solutions Polska to extend more and better loans to smaller Polish firms for investments that improve their standing now and help build strong foundations for the future. Economic competitiveness and green transition are two sides of the same coin, a sweet spot for strategic investment in Europe’s sustainable development and continued prosperity,” said the EIB vice-president responsible for Poland, Marko Primorac.

BPCE Equipment Solutions Polska will match the EIB investment into the programme, which is designed to reach small and medium-sized enterprises (SMEs), as well as mid-caps, or companies that employ under 3,000 people. A minimum of 20% of the total new financing is earmarked for climate investments including energy efficiency, low-emission transport, and renewable sources.

“This new agreement with the EIB is a testament to our shared vision of sustainable economic growth. In the current economic climate, access to flexible and attractive financing is crucial for Polish businesses. With this EUR 200 million allocation, we are fully equipped to support our clients—particularly in the SME sector—in their transition towards greener, more energy-efficient business models,” said Sterghios Dassarecos, CEO of BPCE Equipment Solutions Polska.

SMEs constitute the vast majority of companies in Poland and all of Europe, driving economies and jobs. At the same time, they can face major obstacles in access to capital, something the EIB Group is helping to alleviate with €17.8 billion in financing provided to the sector in 2025 alone.

In Poland, the EIB Group invested €2.6 billion in intermediated loans for SMEs in 2022-2025 through agreements with Santander Consumer Bank, BNP Paribas Leasing Services, Crédit Agricole Bank Polska, and Vehis, among others. More such partnerships are underway, the portfolio also highlighting the role of leasing services in driving investment and innovation.

Cooperation between the EIB Group and Groupe BPCE dates back to 2000 and encompasses over 140 financial agreements totalling €8.6 billion, with the French banking group showing a strong track record in effectively channelling funds to final beneficiaries in the agricultural, security and defence, energy, healthcare and innovation sectors in France, Spain and Italy.